Valentine’s Day is here, and the air is frenzy with Valentine jingles, love and excitement about what the day holds. For many of us, this means romance, flowers, happiness, love, sharing and chocolates. But if you want to avoid heartbreak and disappointment today, here are the 5 kinds of people to avoid this Valentine season. 

The Aspire to Perspire Motivational Bro

You know that guy, the motivational speaker, guru, or coach, always preaching about money and success. They know all about the morning routines and formulas of successful entrepreneurs like Bill Gates and Elon Musk and use these examples to create an aura of authority and expertise. 

But despite knowing the routines of rich people, don’t be surprised if a motivational bro asks you for money because the end goal is for them to gain your trust and borrow money from you. And once they have the money, they often disappear. Alexa play me wahala dey

So when a motivational bro moves to you, do your research, be sceptical of their formula for success, and shine your eyes when they ask for money upfront without providing any tangible value in return. 

The Baller, not the Mechanic

The Ballers love to live life to the fullest and believe in “YOLO.” Money is not an obstacle for them when it comes to having a good time. They are known for their lavish lifestyles, designer clothes, high-end cars, and ability to turn heads wherever they go. 

For Ballers, the club is their second home. And it is annoying when you hang out with them because the DJ has to stop the music every five minutes to play “Dorime”. Ballers believe in splurging on the best, whether it’s the latest designer gear, a bottle of Azul, or a table at the most exclusive nightclub. 

Run from ballers o, because they are not interested in savings or investments. They believe life is too short to save for the future and that money is meant to be spent. They view investments as a waste of time and do not understand the concept of planning for the future. Their motto is to live in the moment and make the most of it.

The Social Media Hustler: 

The Social Media Hustler is a modern-day version of a pyramid scheme. They use social media platforms such as Facebook, Instagram, and Twitter to promote their latest product and convince people to become their sellers. Once you meet someone and they tell you to sell a product to five of your friends, who will then have to sell it to five of their friends, and so on, it is time for you to japa.

The catch is to offer quick and easy solutions to your financial problems, and they use flashy graphics, motivational quotes, and false promises of wealth to lure you in. Once they have your attention, they pressure you to sign up, invest money, or buy products. It is giving GNLD.

Unfortunately, once you have invested your money, you’d soon realise that your money has gone. Otilorr. The moral of the lesson is to avoid anyone that promises you quick money,  always do your research, read reviews, and consult with trusted friends and family before making a decision. If it smells and talks like a scam, it probably is, and it’s best to run in the opposite direction.

The Nepo Baby

The Nepo Baby is a term used to describe a person born into wealth and privilege, onye ji cash. These individuals often live a life of leisure, never having a need to work a traditional 9-5 job or hold a steady income. Instead, they rely on their trust funds or family wealth to support their extravagant lifestyle. They may call themselves “freelancers” but if you look closer, the freelance and the lifestyle is not matching – the maths is not mathing 

They love planning expensive activities well beyond the average person’s means. Whether it’s taking a luxury holiday, buying a flashy car, or going out for extravagant meals. Afterall, what’s the need of having money, if you can’t spend it?

While their spending habits may seem impressive and enviable to some, it can also be frustrating if you try to keep up with the Joneses. So, If you find yourself in a situation where you’re constantly surrounded by Nepo Babies, it’s important to advise yourself and no go do pass yourself. 

The Unfortunate Nancy

The Unfortunate Nancy always seems to have a problem that pops up just after they’ve met you. It seems like no matter what you do to try to help them, it’s never enough. You might offer a kind word or a helping hand, but their problems always escalate.

For example, when you first meet Nancy, they might tell you their rent is due and they’re struggling to make ends meet. You offer to help in any way you can, but before you realise it, they’re also telling you about how their landlord’s chicken ran away, and they’re worried they won’t find it. Then, just when you think it can’t get any worse, they tell you that their grandmother has sprained her ankle, and they’re been having trouble taking care of her.

It’s a never-ending cycle with Nancy, and it can be incredibly draining. No matter how much you try to help, it seems like their problems just keep piling up. You might even start to feel like you’re being taken advantage of and that Nancy will always be in need of something.

Unfortunately, there’s not much you can do to help someone like Nancy, but to run! It’s best to avoid Nancy and other people like them. You don’t want to be caught up in a cycle of never-ending problems and demands. If you have to interact with them, be mindful of how much time and energy you’re putting into their problems, and remember to take care of yourself first.

In conclusion, Valentine’s season is a time to celebrate love and affection with your significant other, friends, and family. However, it’s also a time to be cautious of certain people who could potentially ruin the day or bring negativity to you like mentioned above.

Also consider investing in your future with Risevest. This platform provides you with the tools and resources to grow your wealth and reach your financial goals, so you can focus on what truly matters during seasons of love like spending quality time with those who matter most. Whether you’re looking to save for a special occasion, buy a house, or retire comfortably, Risevest has you covered. So make the most of this Valentine’s season and invest in your financial future with Risevest.